/* ============================================================
   TMF Team — design system
   Tokens mirror the live site (dark zinc base + emerald→sky accent)
   ============================================================ */

@import url('https://fonts.googleapis.com/css2?family=Geist:wght@400;500;600;700;800;900&family=Geist+Mono:wght@400;500;600&display=swap');

:root {
  --background: 240 5% 4%;
  --foreground: 0 0% 98%;
  --card: 240 4% 7%;
  --muted: 240 4% 12%;
  --muted-foreground: 240 5% 65%;
  --border: 240 4% 16%;
  --primary: 160 84% 39%;
  --radius: 0.75rem;

  --bg: hsl(var(--background));
  --fg: hsl(var(--foreground));
  --card-bg: hsl(var(--card));
  --muted-fg: hsl(var(--muted-foreground));
  --line: rgba(255, 255, 255, 0.07);
  --line-strong: rgba(255, 255, 255, 0.14);

  --accent: #34d399;
  --accent-2: #4aa5e8;
  --accent-grad: linear-gradient(95deg, #55c98d 0%, #4bb0d8 55%, #4aa5e8 100%);
  --accent-glow: 0 0 40px -8px rgba(74, 165, 232, 0.55);

  --font: 'Geist', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  --mono: 'Geist Mono', ui-monospace, SFMono-Regular, monospace;

  --header-h: 94px;
  --ease: cubic-bezier(0.22, 1, 0.36, 1);
}

*, *::before, *::after { box-sizing: border-box; }

html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }

body {
  margin: 0;
  background: var(--bg);
  color: var(--fg);
  font-family: var(--font);
  font-size: 16px;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}

img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
button, input, select, textarea { font: inherit; color: inherit; }

::selection { background: rgba(74, 165, 232, 0.35); }

/* ---------- layout helpers ---------- */
.container-x { width: 100%; max-width: 1440px; margin-inline: auto; padding-inline: 56px; }
.section-y { padding-block: 112px; }
@media (max-width: 900px) { .container-x { padding-inline: 24px; } .section-y { padding-block: 72px; } }

.rule { height: 1px; background: var(--line); border: 0; margin: 0; }

/* ---------- typography ---------- */
h1, h2, h3, h4 { margin: 0; font-weight: 800; letter-spacing: -0.03em; line-height: 1.04; }

.display {
  font-size: clamp(2.75rem, 7.2vw, 5.6rem);
  font-weight: 800;
  letter-spacing: -0.045em;
  line-height: 1.02;
}
.display .grad {
  background: linear-gradient(92deg, #6fd7a4 0%, #5cc9d6 45%, #4aa5e8 100%);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}

.h2 { font-size: clamp(2rem, 4.2vw, 3.5rem); letter-spacing: -0.04em; }
.h3 { font-size: clamp(1.35rem, 2vw, 1.75rem); font-weight: 700; letter-spacing: -0.02em; }

.eyebrow {
  font-family: var(--mono);
  font-size: 0.75rem;
  font-weight: 500;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--accent);
}
.eyebrow.dim { color: var(--muted-fg); }

.lede { color: var(--muted-fg); font-size: clamp(1rem, 1.35vw, 1.15rem); max-width: 62ch; }

.mono { font-family: var(--mono); letter-spacing: 0.1em; }
.mono-label {
  font-family: var(--mono);
  font-size: 0.72rem;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--muted-fg);
}

/* ============================================================
   Header
   ============================================================ */
.site-header {
  position: fixed;
  inset: 0 0 auto 0;
  z-index: 60;
  transition: background 0.35s var(--ease), backdrop-filter 0.35s var(--ease),
              border-color 0.35s var(--ease);
  border-bottom: 1px solid transparent;
}
.site-header.scrolled {
  background: rgba(9, 9, 11, 0.82);
  backdrop-filter: blur(14px) saturate(140%);
  border-bottom-color: var(--line);
}
.header-inner {
  height: var(--header-h);
  display: flex;
  align-items: center;
  gap: 24px;
  justify-content: space-between;
}

.brand { display: flex; align-items: center; gap: 14px; }
.brand-mark {
  width: 40px; height: 40px;
  display: grid; place-items: center;
  border-radius: 11px;
  border: 1px solid rgba(90, 200, 190, 0.5);
  background: linear-gradient(150deg, rgba(52, 211, 153, 0.16), rgba(74, 165, 232, 0.12));
  box-shadow: inset 0 0 18px -8px rgba(120, 230, 210, 0.6);
  transition: transform 0.4s var(--ease), box-shadow 0.4s var(--ease);
}
.brand-mark svg { width: 22px; height: 22px; display: block; overflow: visible; }
/* Ascent mark — three rising bars, tallest carries the brightest accent */
.brand-mark .lm { transition: transform 0.45s var(--ease), opacity 0.45s var(--ease); transform-origin: 50% 100%; }
.brand-mark .lm-1 { fill: var(--accent);   opacity: 0.55; }
.brand-mark .lm-2 { fill: #4bb0d8;         opacity: 0.8; }
.brand-mark .lm-3 { fill: var(--accent-2); opacity: 1; }

.brand:hover .brand-mark { transform: translateY(-1px) scale(1.04); box-shadow: inset 0 0 18px -6px rgba(120,230,210,.9), 0 0 24px -10px rgba(74,165,232,.8); }
/* bars step up on hover, staggered left-to-right */
.brand:hover .brand-mark .lm-1 { transform: scaleY(1.18); opacity: 0.75; transition-delay: 0s; }
.brand:hover .brand-mark .lm-2 { transform: scaleY(1.12); opacity: 0.95; transition-delay: 0.05s; }
.brand:hover .brand-mark .lm-3 { transform: scaleY(1.07); transition-delay: 0.1s; }
@media (prefers-reduced-motion: reduce) {
  .brand:hover .brand-mark .lm { transform: none; }
}
.brand-name { display: block; font-weight: 700; font-size: 1.08rem; letter-spacing: -0.01em; line-height: 1.1; }
.brand-sub {
  display: block;
  font-family: var(--mono);
  font-size: 0.64rem;
  letter-spacing: 0.26em;
  text-transform: uppercase;
  color: rgba(255, 255, 255, 0.42);
  line-height: 1.4;
}

.nav { display: flex; align-items: center; gap: 4px; }
.nav a {
  position: relative;
  padding: 10px 16px;
  border-radius: 10px;
  font-size: 0.95rem;
  color: rgba(255, 255, 255, 0.72);
  transition: color 0.25s, background 0.25s;
  white-space: nowrap;
}
.nav a:hover { color: #fff; background: rgba(255, 255, 255, 0.05); }
.nav a.active { color: #fff; background: rgba(255, 255, 255, 0.09); }

.nav-toggle {
  display: none;
  width: 44px; height: 44px;
  border-radius: 11px;
  border: 1px solid var(--line-strong);
  background: rgba(255, 255, 255, 0.04);
  cursor: pointer;
}
.nav-toggle span { display: block; width: 18px; height: 1.5px; background: #fff; margin: 4px auto; transition: transform .3s var(--ease), opacity .2s; }
.nav-toggle[aria-expanded="true"] span:nth-child(1) { transform: translateY(5.5px) rotate(45deg); }
.nav-toggle[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
.nav-toggle[aria-expanded="true"] span:nth-child(3) { transform: translateY(-5.5px) rotate(-45deg); }

/* scroll progress */
.scroll-progress {
  position: absolute;
  left: 0; bottom: -1px;
  height: 2px;
  width: 0%;
  background: var(--accent-grad);
  box-shadow: 0 0 12px rgba(74, 165, 232, 0.8);
  transition: width 0.1s linear;
}

@media (max-width: 1180px) {
  .nav-toggle { display: block; }
  .nav {
    position: absolute;
    top: var(--header-h); left: 0; right: 0;
    flex-direction: column;
    align-items: stretch;
    gap: 2px;
    padding: 16px 24px 24px;
    background: rgba(9, 9, 11, 0.97);
    backdrop-filter: blur(16px);
    border-bottom: 1px solid var(--line);
    transform: translateY(-12px);
    opacity: 0;
    pointer-events: none;
    transition: opacity .28s var(--ease), transform .28s var(--ease);
  }
  .nav.open { opacity: 1; transform: none; pointer-events: auto; }
  .header-cta { display: none; }
}

/* ============================================================
   Buttons
   ============================================================ */
.btn {
  --btn-py: 14px;
  position: relative;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  padding: var(--btn-py) 26px;
  border-radius: 12px;
  border: 1px solid transparent;
  font-weight: 600;
  font-size: 1rem;
  cursor: pointer;
  overflow: hidden;
  transition: transform 0.3s var(--ease), box-shadow 0.3s var(--ease), background 0.3s;
  isolation: isolate;
}
.btn:disabled { opacity: 0.45; cursor: not-allowed; }
.btn .icon { transition: transform 0.35s var(--ease); }
.btn:not(:disabled):hover { transform: translateY(-2px); }
.btn:not(:disabled):hover .icon { transform: translateX(4px); }
.btn:not(:disabled):active { transform: translateY(0); }

.btn-primary {
  background: var(--accent-grad);
  color: #04231c;
  box-shadow: var(--accent-glow);
}
.btn-primary::after {
  content: '';
  position: absolute; inset: 0;
  background: linear-gradient(95deg, #6fdda1, #57bbe9);
  opacity: 0;
  transition: opacity 0.3s;
  z-index: -1;
}
.btn-primary:not(:disabled):hover { box-shadow: 0 0 46px -6px rgba(74, 165, 232, 0.8); }
.btn-primary:not(:disabled):hover::after { opacity: 1; }

.btn-ghost {
  background: rgba(255, 255, 255, 0.05);
  border-color: var(--line-strong);
  color: #fff;
}
.btn-ghost:hover { background: rgba(255, 255, 255, 0.09); border-color: rgba(255,255,255,.25); }

.btn-block { width: 100%; }
.btn-sm { --btn-py: 10px; padding-inline: 18px; font-size: 0.92rem; }

.header-cta { padding: 15px 24px; font-size: 1.02rem; }

/* ============================================================
   Hero
   ============================================================ */
.hero {
  position: relative;
  padding-top: calc(var(--header-h) + 40px);
  padding-bottom: 96px;
  overflow: hidden;
  isolation: isolate;
}
.hero-bg {
  position: absolute;
  inset: 0;
  z-index: -2;
  background:
    radial-gradient(1100px 620px at 50% 8%, rgba(30, 92, 78, 0.35), transparent 62%),
    radial-gradient(760px 520px at 88% 42%, rgba(28, 74, 122, 0.32), transparent 68%),
    radial-gradient(620px 420px at 6% 34%, rgba(24, 78, 68, 0.28), transparent 70%),
    #06070a;
}
.hero-bg::after {
  content: '';
  position: absolute; inset: 0;
  background-image:
    linear-gradient(to right, rgba(255,255,255,0.028) 1px, transparent 1px),
    linear-gradient(to bottom, rgba(255,255,255,0.028) 1px, transparent 1px);
  background-size: 68px 68px;
  mask-image: radial-gradient(circle at 50% 34%, #000 0%, transparent 78%);
  -webkit-mask-image: radial-gradient(circle at 50% 34%, #000 0%, transparent 78%);
}
/* ---------- parallax layers ----------
   Backdrops are over-extended vertically so translating them never
   exposes a hard edge at the top or bottom of the section. The section
   itself clips with overflow:hidden. */
.hero-bg[data-parallax],
.aurora[data-parallax],
.shards[data-parallax] { top: -45%; bottom: -45%; }

/* The engine writes inline transforms; when it is off (reduced motion or
   narrow screens) nothing is written and layers sit at their natural spot. */
[data-parallax] { backface-visibility: hidden; }

.hero-fade {
  position: absolute; left: 0; right: 0; bottom: 0; height: 260px; z-index: -1;
  background: linear-gradient(to bottom, transparent, var(--bg));
  pointer-events: none;
}

/* floating glass shards */
.shards { position: absolute; inset: 0; z-index: -1; pointer-events: none; overflow: hidden; }
.shard {
  position: absolute;
  border: 1px solid rgba(255, 255, 255, 0.055);
  background: linear-gradient(140deg, rgba(255, 255, 255, 0.05), rgba(120, 220, 200, 0.018));
  backdrop-filter: blur(1px);
  animation: shardFloat var(--dur, 26s) ease-in-out infinite;
  animation-delay: var(--delay, 0s);
  will-change: transform;
}
@keyframes shardFloat {
  0%, 100% { transform: translate3d(0, 0, 0) rotate(var(--rot, 0deg)); }
  50%      { transform: translate3d(var(--dx, 18px), var(--dy, -26px), 0) rotate(calc(var(--rot, 0deg) + var(--spin, 5deg))); }
}
@media (prefers-reduced-motion: reduce) { .shard { animation: none; } }

.status-pill {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 9px 20px 9px 16px;
  border-radius: 999px;
  border: 1px solid rgba(255, 255, 255, 0.1);
  background: rgba(20, 24, 24, 0.55);
  backdrop-filter: blur(10px);
  font-size: 0.9rem;
  color: rgba(255, 255, 255, 0.8);
}
.dot {
  width: 7px; height: 7px; border-radius: 50%;
  background: var(--accent);
  animation: pulseGlow 2.4s ease-in-out infinite;
}
@keyframes pulseGlow {
  0%, 100% { box-shadow: 0 0 0 0 rgba(52, 211, 153, 0.55); opacity: 1; }
  50%      { box-shadow: 0 0 0 7px rgba(52, 211, 153, 0); opacity: 0.65; }
}

.hero-center { text-align: center; display: grid; justify-items: center; gap: 26px; }
.hero-center .lede { text-align: center; margin-inline: auto; }

/* hero side stat cards */
.hero-grid {
  margin-top: 56px;
  display: grid;
  grid-template-columns: minmax(150px, 200px) minmax(0, 1fr) minmax(150px, 200px);
  gap: 34px;
  align-items: start;
}
.stat-col { display: grid; gap: 22px; }
.stat-card {
  border: 1px solid var(--line);
  background: linear-gradient(160deg, rgba(255,255,255,0.045), rgba(255,255,255,0.012));
  border-radius: 14px;
  padding: 20px 18px;
  transition: transform .4s var(--ease), border-color .4s, box-shadow .4s;
}
.stat-card:hover { transform: translateY(-4px); border-color: rgba(120,220,200,.28); box-shadow: 0 18px 40px -26px rgba(74,165,232,.9); }
.stat-value { font-size: 1.85rem; font-weight: 800; letter-spacing: -0.035em; line-height: 1.1; }
.stat-value.mono-value { font-family: var(--mono); font-weight: 600; letter-spacing: -0.02em; }
.stat-key { font-family: var(--mono); font-size: 0.68rem; letter-spacing: 0.16em; text-transform: uppercase; color: var(--accent); margin-top: 10px; }
.stat-note { font-size: 0.86rem; color: var(--muted-fg); margin-top: 4px; }

@media (max-width: 1100px) {
  .hero-grid { grid-template-columns: 1fr; }
  .stat-col { grid-template-columns: repeat(2, 1fr); grid-auto-flow: column; }
  .stat-col.right { grid-auto-flow: row; grid-template-columns: repeat(2, 1fr); }
  .stat-col.left { grid-auto-flow: row; grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 560px) { .stat-col { grid-template-columns: 1fr; } }

.hero-actions { display: flex; flex-wrap: wrap; gap: 14px; justify-content: center; margin-top: 48px; }

/* ============================================================
   Panels / cards
   ============================================================ */
.panel {
  position: relative;
  border: 1px solid var(--line);
  border-radius: 18px;
  background:
    linear-gradient(165deg, rgba(24, 40, 38, 0.55), rgba(14, 16, 20, 0.86));
  padding: 34px;
  backdrop-filter: blur(6px);
}
.panel-glow::before {
  content: '';
  position: absolute; inset: -1px;
  border-radius: inherit;
  padding: 1px;
  background: linear-gradient(140deg, rgba(90, 210, 180, 0.42), transparent 42%, transparent 62%, rgba(74, 165, 232, 0.32));
  -webkit-mask: linear-gradient(#000 0 0) content-box, linear-gradient(#000 0 0);
  -webkit-mask-composite: xor;
  mask-composite: exclude;
  pointer-events: none;
}
@media (max-width: 700px) { .panel { padding: 22px; } }

/* product grid */
.card-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 26px;
  margin-top: 56px;
}
/* Four-card variant: one full-width row, so no card is left orphaned
   and the grid still lines up with the left-aligned section heading. */
.card-grid-4 { grid-template-columns: repeat(4, 1fr); gap: 20px; }
@media (max-width: 1240px) { .card-grid-4 { grid-template-columns: repeat(2, 1fr); gap: 26px; } }
@media (max-width: 1050px) { .card-grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 680px)  { .card-grid, .card-grid-4 { grid-template-columns: 1fr; } }

.product-card {
  position: relative;
  display: flex;
  flex-direction: column;
  min-height: 310px;
  padding: 28px;
  border: 1px solid var(--line);
  border-radius: 16px;
  background: linear-gradient(165deg, rgba(255,255,255,0.045), rgba(255,255,255,0.008));
  overflow: hidden;
  transition: transform .45s var(--ease), border-color .45s, box-shadow .45s;
}
.product-card::after {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(420px 220px at var(--mx, 50%) var(--my, 0%), rgba(80, 200, 190, 0.14), transparent 65%);
  opacity: 0;
  transition: opacity .45s;
  pointer-events: none;
}
.product-card:hover { transform: translateY(-6px); border-color: rgba(120, 220, 200, 0.3); box-shadow: 0 30px 60px -40px rgba(74, 165, 232, 1); }
.product-card:hover::after { opacity: 1; }

.product-top { display: flex; align-items: center; justify-content: space-between; gap: 12px; }
.product-range { font-family: var(--mono); font-size: 0.82rem; letter-spacing: 0.06em; color: var(--accent); }
.product-arrow { color: rgba(255,255,255,0.35); transition: transform .4s var(--ease), color .4s; }
.product-card:hover .product-arrow { transform: translate(4px, -4px); color: var(--accent); }
.product-card h3 { margin-top: 20px; font-size: 1.55rem; font-weight: 700; letter-spacing: -0.025em; }
.product-card p { color: var(--muted-fg); margin: 12px 0 0; }
.product-foot { margin-top: auto; padding-top: 22px; border-top: 1px solid var(--line); font-family: var(--mono); font-size: 0.75rem; letter-spacing: 0.14em; text-transform: uppercase; color: rgba(255,255,255,0.42); }

/* ============================================================
   Feature section (Why TMF)
   ============================================================ */
.feature-section { position: relative; overflow: hidden; }
.feature-section .hero-bg { z-index: -2; background: radial-gradient(900px 520px at 15% 40%, rgba(24, 70, 62, 0.4), transparent 62%), #08090c; }

.feature-layout {
  display: grid;
  grid-template-columns: minmax(0, 0.85fr) minmax(0, 1fr);
  gap: 72px;
  align-items: start;
}
@media (max-width: 980px) { .feature-layout { grid-template-columns: 1fr; gap: 44px; } }

.feature-list { display: grid; gap: 4px; }
.feature-item {
  display: grid;
  grid-template-columns: 64px 1fr;
  gap: 24px;
  align-items: start;
  padding: 26px 22px;
  border-radius: 14px;
  border: 1px solid transparent;
  transition: background .45s var(--ease), border-color .45s;
}
.feature-item:hover, .feature-item.is-active {
  background: rgba(255, 255, 255, 0.035);
  border-color: var(--line);
}
.feature-num { font-family: var(--mono); font-size: 0.82rem; color: rgba(255,255,255,0.3); padding-top: 4px; }
.feature-item.is-active .feature-num { color: var(--accent); }
.feature-icon {
  width: 46px; height: 46px;
  display: grid; place-items: center;
  border-radius: 12px;
  border: 1px solid var(--line-strong);
  background: rgba(255,255,255,0.04);
  color: var(--accent);
  margin-bottom: 14px;
  transition: transform .45s var(--ease), border-color .45s, box-shadow .45s;
}
.feature-item:hover .feature-icon, .feature-item.is-active .feature-icon {
  transform: translateY(-2px);
  border-color: rgba(120,220,200,.42);
  box-shadow: 0 0 26px -10px rgba(80, 220, 190, 0.9);
}
.feature-item h3 { font-size: 1.28rem; font-weight: 700; }
.feature-item p { color: var(--muted-fg); margin: 8px 0 0; }

/* ============================================================
   Story / how it works
   ============================================================ */
.story-section { position: relative; overflow: hidden; }
.stage-track { display: grid; gap: 20px; margin-top: 60px; }
.stage {
  position: relative;
  display: grid;
  grid-template-columns: 92px 1fr auto;
  gap: 32px;
  align-items: center;
  padding: 40px 34px;
  border: 1px solid var(--line);
  border-radius: 18px;
  background: linear-gradient(120deg, rgba(255,255,255,0.035), rgba(255,255,255,0.008));
  overflow: hidden;
  transition: border-color .5s var(--ease), transform .5s var(--ease), background .5s;
}
.stage.is-active { border-color: rgba(110, 215, 190, 0.4); transform: translateX(6px); background: linear-gradient(120deg, rgba(40, 90, 82, 0.3), rgba(255,255,255,0.01)); }
.stage::before {
  content: '';
  position: absolute;
  inset: 0 auto 0 0;
  width: 2px;
  background: var(--accent-grad);
  transform: scaleY(0);
  transform-origin: top;
  transition: transform .6s var(--ease);
}
.stage.is-active::before { transform: scaleY(1); }
.stage-scan {
  position: absolute; top: 0; bottom: 0; width: 160px;
  background: linear-gradient(90deg, transparent, rgba(120, 220, 200, 0.09), transparent);
  animation: storyScan 4.5s linear infinite;
  pointer-events: none;
  opacity: 0;
}
.stage.is-active .stage-scan { opacity: 1; }
@keyframes storyScan { from { transform: translateX(-200px); } to { transform: translateX(1500px); } }

.stage-index { font-family: var(--mono); font-size: 2.6rem; font-weight: 600; color: rgba(255,255,255,0.16); letter-spacing: -0.04em; transition: color .5s; }
.stage.is-active .stage-index { color: var(--accent); }
.stage h3 { font-size: 1.6rem; }
.stage p { color: var(--muted-fg); margin: 10px 0 0; max-width: 58ch; }
.stage-tag { font-family: var(--mono); font-size: 0.7rem; letter-spacing: 0.18em; text-transform: uppercase; color: rgba(255,255,255,0.35); }
@media (max-width: 780px) {
  .stage { grid-template-columns: 1fr; gap: 14px; padding: 28px 22px; }
  .stage-index { font-size: 2rem; }
}

/* ============================================================
   Forms & calculator
   ============================================================ */
.field { display: grid; gap: 9px; }
.field-label {
  font-family: var(--mono);
  font-size: 0.72rem;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--muted-fg);
}
.field-row { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
@media (max-width: 620px) { .field-row { grid-template-columns: 1fr; } }

.input, .money-wrap, .select-trigger {
  width: 100%;
  border: 1px solid var(--line-strong);
  border-radius: 12px;
  background: rgba(0, 0, 0, 0.42);
  transition: border-color .3s, box-shadow .3s, background .3s;
}
.input { padding: 15px 18px; font-size: 1rem; }
.input::placeholder { color: rgba(255,255,255,0.28); }
.input:focus, .select-trigger:focus-visible {
  outline: none;
  border-color: rgba(90, 210, 180, 0.75);
  box-shadow: 0 0 0 3px rgba(52, 211, 153, 0.13);
}
.money-wrap:focus-within { border-color: rgba(90, 210, 180, 0.75); box-shadow: 0 0 0 3px rgba(52, 211, 153, 0.13); }

.money-wrap { display: flex; align-items: center; gap: 10px; padding: 15px 18px; }
.money-wrap .sym { font-family: var(--mono); color: var(--muted-fg); }
.money-wrap input {
  flex: 1; min-width: 0;
  border: 0; background: transparent; outline: none;
  font-family: var(--mono);
  font-size: 1.05rem;
  letter-spacing: 0.02em;
}

/* custom select */
.select { position: relative; }
.select-trigger {
  display: flex; align-items: center; justify-content: space-between; gap: 12px;
  padding: 15px 18px;
  cursor: pointer;
  text-align: left;
}
.select-trigger .chev { transition: transform .3s var(--ease); color: rgba(255,255,255,.5); flex: none; }
.select.open .select-trigger .chev { transform: rotate(180deg); }
.select-trigger .val.placeholder { color: rgba(255,255,255,0.42); }
.select-menu {
  position: absolute;
  z-index: 40;
  top: calc(100% + 8px); left: 0; right: 0;
  padding: 6px;
  border: 1px solid var(--line-strong);
  border-radius: 12px;
  background: #131417;
  box-shadow: 0 30px 60px -25px rgba(0, 0, 0, 0.95);
  display: none;
  max-height: 280px;
  overflow: auto;
}
.select.open .select-menu { display: block; animation: popIn .18s var(--ease); }
@keyframes popIn { from { opacity: 0; transform: translateY(-6px); } to { opacity: 1; transform: none; } }
.select-menu button {
  display: block; width: 100%;
  padding: 12px 14px;
  border: 0; border-radius: 9px;
  background: transparent;
  text-align: left;
  cursor: pointer;
  transition: background .2s;
}
.select-menu button:hover, .select-menu button.sel { background: rgba(255,255,255,0.08); }

/* chip picker */
.chips { display: flex; flex-wrap: wrap; gap: 10px; }
.chip {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 11px 17px;
  border-radius: 11px;
  border: 1px solid var(--line-strong);
  background: rgba(255,255,255,0.03);
  cursor: pointer;
  font-size: 0.95rem;
  transition: border-color .3s, background .3s, transform .3s var(--ease), color .3s;
}
.chip:hover { transform: translateY(-2px); background: rgba(255,255,255,0.07); }
.chip.sel { border-color: rgba(90, 210, 180, 0.85); background: rgba(52, 211, 153, 0.1); color: #d6fbee; }

/* range slider */
.range {
  -webkit-appearance: none; appearance: none;
  width: 100%; height: 4px; border-radius: 99px;
  background: rgba(255,255,255,0.14);
  outline: none;
}
.range::-webkit-slider-thumb {
  -webkit-appearance: none; appearance: none;
  width: 17px; height: 17px; border-radius: 50%;
  background: #eafff6;
  border: 2px solid #46c79a;
  cursor: grab;
  box-shadow: 0 0 0 0 rgba(52,211,153,.4);
  transition: box-shadow .25s, transform .2s var(--ease);
}
.range::-webkit-slider-thumb:hover { transform: scale(1.15); box-shadow: 0 0 0 7px rgba(52,211,153,.16); }
.range::-moz-range-thumb {
  width: 15px; height: 15px; border-radius: 50%;
  background: #eafff6; border: 2px solid #46c79a; cursor: grab;
}
.range-ends { display: flex; justify-content: space-between; font-family: var(--mono); font-size: 0.74rem; color: var(--muted-fg); margin-top: 6px; }

/* checkbox */
.check {
  display: grid; grid-template-columns: auto 1fr; gap: 14px; align-items: start;
  padding: 18px 20px;
  border: 1px solid var(--line);
  border-radius: 13px;
  background: rgba(255,255,255,0.025);
  cursor: pointer;
  transition: border-color .3s, background .3s;
}
.check:hover { border-color: var(--line-strong); background: rgba(255,255,255,0.045); }
.check input { position: absolute; opacity: 0; pointer-events: none; }
.check .box {
  width: 20px; height: 20px; border-radius: 6px;
  border: 1px solid var(--line-strong);
  background: rgba(255,255,255,0.06);
  display: grid; place-items: center;
  transition: background .25s, border-color .25s;
  margin-top: 2px;
}
.check .box svg { opacity: 0; transform: scale(.6); transition: opacity .2s, transform .25s var(--ease); }
.check input:checked + .box { background: var(--accent); border-color: var(--accent); }
.check input:checked + .box svg { opacity: 1; transform: none; }
.check .hint { color: var(--muted-fg); font-size: 0.9rem; margin-top: 3px; }

/* progress steps */
.steps-bar { display: grid; grid-auto-flow: column; grid-auto-columns: 1fr; gap: 12px; margin: 22px 0 30px; }
.steps-bar i { height: 3px; border-radius: 99px; background: rgba(255,255,255,0.1); overflow: hidden; position: relative; }
.steps-bar i::after {
  content: ''; position: absolute; inset: 0;
  background: var(--accent-grad);
  transform: scaleX(0); transform-origin: left;
  transition: transform .55s var(--ease);
}
.steps-bar i.done::after { transform: scaleX(1); }

.calc-head { display: flex; align-items: center; justify-content: space-between; gap: 16px; }
.calc-kicker { display: inline-flex; align-items: center; gap: 10px; }
.calc-step { font-family: var(--mono); font-size: 0.76rem; letter-spacing: 0.16em; color: var(--muted-fg); white-space: nowrap; }
.calc-title { font-size: clamp(1.3rem, 2.1vw, 1.65rem); font-weight: 600; letter-spacing: -0.025em; margin-top: 14px; }
.calc-title b { font-weight: 800; }

.step-pane { display: none; }
.step-pane.active { display: block; animation: stepIn .45s var(--ease); }
@keyframes stepIn { from { opacity: 0; transform: translateY(14px); } to { opacity: 1; transform: none; } }

.form-stack { display: grid; gap: 20px; }
.actions-row { display: grid; grid-template-columns: auto 1fr; gap: 14px; }
@media (max-width: 520px) { .actions-row { grid-template-columns: 1fr; } }

.trust {
  display: grid; grid-template-columns: auto 1fr; gap: 16px; align-items: center;
  padding: 16px 20px;
  border: 1px solid var(--line);
  border-radius: 13px;
  background: rgba(255,255,255,0.025);
}
.trust .ic { width: 40px; height: 40px; display: grid; place-items: center; border-radius: 10px; background: rgba(52,211,153,.1); border: 1px solid rgba(52,211,153,.25); color: var(--accent); }
.trust b { font-size: 0.95rem; }
.trust span { display: block; color: var(--muted-fg); font-size: 0.86rem; }

.err { color: #ff8b8b; font-size: 0.85rem; min-height: 1.1em; }

/* results */
.result-list { display: grid; gap: 16px; }
.result-row {
  display: flex; align-items: baseline; justify-content: space-between; gap: 18px;
  padding: 16px 0;
  border-bottom: 1px solid var(--line);
}
.result-row:last-child { border-bottom: 0; }
.result-row .k { color: var(--muted-fg); font-size: 0.94rem; }
.result-row .v { font-family: var(--mono); font-size: 1.28rem; font-weight: 600; letter-spacing: -0.02em; }
.result-row.hi .v { color: var(--accent); font-size: 1.75rem; }

.match-card {
  border: 1px solid var(--line);
  border-radius: 14px;
  padding: 22px;
  background: rgba(255,255,255,0.022);
  transition: border-color .4s, transform .4s var(--ease), background .4s;
}
.match-card:hover { border-color: rgba(120,220,200,.3); transform: translateY(-3px); background: rgba(255,255,255,0.04); }
.match-top { display: flex; align-items: baseline; justify-content: space-between; gap: 14px; flex-wrap: wrap; }
.match-top h4 { font-size: 1.12rem; font-weight: 700; margin: 0; }
.match-range { font-family: var(--mono); font-size: 0.82rem; color: var(--accent); }
.match-card p { color: var(--muted-fg); margin: 10px 0 0; font-size: 0.95rem; }
.match-meta { display: flex; justify-content: space-between; gap: 12px; margin-top: 16px; font-family: var(--mono); font-size: 0.72rem; letter-spacing: 0.13em; text-transform: uppercase; color: rgba(255,255,255,0.4); }
.match-links { display: flex; gap: 20px; margin-top: 14px; font-size: 0.9rem; }
.match-links a { color: var(--accent); transition: opacity .25s, transform .25s var(--ease); display: inline-block; }
.match-links a:hover { opacity: .78; transform: translateX(3px); }

.calc-layout { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 0.82fr); gap: 34px; align-items: start; }
@media (max-width: 1050px) { .calc-layout { grid-template-columns: 1fr; } }

/* ============================================================
   Accordion
   ============================================================ */
.accordion { border-top: 1px solid var(--line); margin-top: 44px; }
.acc-item { border-bottom: 1px solid var(--line); }
.acc-trigger {
  width: 100%;
  display: flex; align-items: center; justify-content: space-between; gap: 24px;
  padding: 26px 0;
  background: none; border: 0;
  text-align: left;
  font-size: 1.1rem;
  font-weight: 500;
  cursor: pointer;
  transition: color .3s;
}
.acc-trigger:hover { color: var(--accent); }
.acc-icon {
  flex: none;
  width: 30px; height: 30px; border-radius: 50%;
  border: 1px solid var(--line-strong);
  display: grid; place-items: center;
  transition: transform .4s var(--ease), border-color .3s, background .3s;
  color: var(--muted-fg);
}
.acc-item.open .acc-icon { transform: rotate(180deg); border-color: rgba(120,220,200,.5); color: var(--accent); }
.acc-panel { overflow: hidden; height: 0; transition: height .42s var(--ease); }
.acc-panel > div { padding-bottom: 28px; color: var(--muted-fg); max-width: 82ch; }

/* ============================================================
   Misc sections
   ============================================================ */
.split { display: grid; grid-template-columns: repeat(2, 1fr); gap: 0; border: 1px solid var(--line); border-radius: 18px; overflow: hidden; margin-top: 48px; }
.split > div { padding: 40px 38px; border-right: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.split > div:nth-child(2n) { border-right: 0; }
.split > div:nth-last-child(-n+2) { border-bottom: 0; }
.split h3 { font-size: 1.4rem; margin-top: 14px; }
.split p { color: var(--muted-fg); margin: 12px 0 0; }
@media (max-width: 760px) {
  .split { grid-template-columns: 1fr; }
  .split > div { border-right: 0; padding: 28px 24px; }
  .split > div:last-child { border-bottom: 0; }
}

.bullets { display: grid; gap: 14px; margin-top: 40px; padding: 0; list-style: none; }
.bullets li { display: grid; grid-template-columns: auto 1fr; gap: 14px; align-items: start; color: rgba(255,255,255,0.86); }
.bullets .tick { width: 22px; height: 22px; border-radius: 50%; background: rgba(52,211,153,.12); border: 1px solid rgba(52,211,153,.34); display: grid; place-items: center; color: var(--accent); margin-top: 2px; flex: none; }

.spec-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(190px, 1fr)); gap: 1px; background: var(--line); border: 1px solid var(--line); border-radius: 16px; overflow: hidden; margin-top: 48px; }
.spec { background: #0b0c0f; padding: 28px 24px; }
.spec .k { font-family: var(--mono); font-size: 0.7rem; letter-spacing: 0.16em; text-transform: uppercase; color: var(--muted-fg); }
.spec .v { font-size: 1.32rem; font-weight: 700; letter-spacing: -0.025em; margin-top: 10px; }

.cta-band { text-align: center; display: grid; justify-items: center; gap: 22px; }
.cta-points { display: flex; flex-wrap: wrap; justify-content: center; gap: 12px; margin-top: 12px; }
.cta-points span {
  font-family: var(--mono); font-size: 0.72rem; letter-spacing: 0.13em; text-transform: uppercase;
  color: rgba(255,255,255,0.5);
  padding: 8px 15px; border: 1px solid var(--line); border-radius: 99px;
}

/* ============================================================
   Footer
   ============================================================ */
.site-footer { position: relative; border-top: 1px solid var(--line); margin-top: 96px; }
.footer-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.5fr) repeat(3, minmax(0, 1fr));
  gap: 48px;
  padding-block: 72px 56px;
}
@media (max-width: 900px) { .footer-grid { grid-template-columns: 1fr 1fr; gap: 36px; } }
@media (max-width: 560px) { .footer-grid { grid-template-columns: 1fr; } }
.footer-grid p { color: var(--muted-fg); max-width: 42ch; margin: 20px 0 24px; }
.footer-col h4 { font-family: var(--mono); font-size: 0.72rem; letter-spacing: 0.18em; text-transform: uppercase; color: rgba(255,255,255,0.45); font-weight: 500; }
.footer-col ul { list-style: none; padding: 0; margin: 20px 0 0; display: grid; gap: 12px; }
.footer-col a { color: rgba(255,255,255,0.72); transition: color .25s, transform .25s var(--ease); display: inline-block; }
.footer-col a:hover { color: var(--accent); transform: translateX(3px); }
.footer-bottom {
  display: flex; flex-wrap: wrap; gap: 14px; justify-content: space-between;
  padding-block: 26px 40px;
  border-top: 1px solid var(--line);
  color: rgba(255,255,255,0.42);
  font-size: 0.88rem;
}
.footer-legal {
  display: flex; flex-wrap: wrap; gap: 8px 20px;
  justify-content: flex-end;
}
.footer-legal a {
  color: rgba(255, 255, 255, 0.55);
  transition: color .25s;
}
.footer-legal a:hover { color: var(--accent); }
.footer-disclosure {
  padding-bottom: 40px;
  margin: -22px 0 0;
  max-width: 92ch;
  color: rgba(255, 255, 255, 0.36);
  font-size: 0.78rem;
  line-height: 1.65;
}
@media (max-width: 700px) {
  .footer-legal { justify-content: flex-start; }
}

/* ============================================================
   Long-form legal pages — terms, privacy, cookies.

   One measure, generous line height, and headings that can be
   linked to. Nobody reads these for pleasure; the job is to make
   them findable and scannable, and to survive being printed.
   ============================================================ */
.legal { max-width: 78ch; }
.legal-meta {
  display: flex; flex-wrap: wrap; gap: 8px 26px;
  margin-top: 26px; padding: 14px 18px;
  border: 1px solid var(--line); border-radius: 12px;
  color: var(--muted-fg); font-size: .86rem;
}
.legal-meta b { color: var(--fg); font-weight: 600; }

.legal-toc { margin-top: 34px; }
.legal-toc ol {
  margin: 14px 0 0; padding: 0 0 0 1.3em;
  display: grid; gap: 8px;
  color: var(--muted-fg); font-size: .92rem;
}
.legal-toc a { color: rgba(255, 255, 255, 0.78); }
.legal-toc a:hover { color: var(--accent); }

.legal h2 {
  margin: 54px 0 0;
  font-size: clamp(1.25rem, 2.4vw, 1.6rem);
  font-weight: 650;
  scroll-margin-top: 110px;
}
.legal h3 {
  margin: 30px 0 0;
  font-size: 1.03rem;
  font-weight: 650;
  scroll-margin-top: 110px;
}
.legal p, .legal li {
  color: var(--muted-fg);
  line-height: 1.78;
  font-size: .96rem;
}
.legal p { margin: 14px 0 0; }
.legal ul, .legal ol { margin: 14px 0 0; padding-left: 1.3em; display: grid; gap: 10px; }
.legal a { color: var(--accent); }
.legal b, .legal strong { color: var(--fg); font-weight: 650; }

.legal-callout {
  margin-top: 22px; padding: 18px 20px;
  border: 1px solid rgba(248, 181, 122, 0.34);
  border-radius: 12px;
  background: rgba(248, 181, 122, 0.055);
}
.legal-callout p { margin-top: 8px; }
.legal-callout p:first-child { margin-top: 0; }

.legal-table {
  width: 100%;
  margin-top: 18px;
  border-collapse: collapse;
  font-size: .9rem;
}
.legal-table th, .legal-table td {
  text-align: left; vertical-align: top;
  padding: 11px 12px;
  border: 1px solid var(--line);
  color: var(--muted-fg);
  line-height: 1.6;
}
.legal-table th { color: var(--fg); font-weight: 650; background: rgba(255, 255, 255, 0.022); }
.legal-scroll { overflow-x: auto; }

/* The Do Not Sell / opt-out form */
.optout-form { display: grid; gap: 12px; margin-top: 20px; max-width: 460px; }
.optout-form .btn { justify-content: center; }
.optout-done {
  margin-top: 18px; padding: 16px 18px;
  border: 1px solid rgba(90, 200, 190, .4);
  border-radius: 12px;
  background: rgba(52, 211, 153, .07);
}
.optout-done[hidden] { display: none !important; }

/* The notice-at-collection line that sits above a submit button. Small,
   but it is what makes the consent on the other side of the button
   informed rather than assumed. */
.consent-notice {
  margin: 0 0 14px;
  color: var(--muted-fg);
  font-size: .78rem;
  line-height: 1.6;
}
.consent-notice a { color: var(--accent); }


/* ============================================================
   Scroll reveal
   ============================================================ */
[data-reveal] {
  opacity: 0;
  transform: translateY(26px);
  transition: opacity .8s var(--ease), transform .8s var(--ease);
  transition-delay: var(--rd, 0ms);
  will-change: opacity, transform;
}
[data-reveal].in { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) {
  [data-reveal] { opacity: 1; transform: none; transition: none; }
  html { scroll-behavior: auto; }
}

/* page hero with photo-style backdrop */
.page-hero {
  position: relative;
  padding-top: calc(var(--header-h) + 96px);
  padding-bottom: 108px;
  overflow: hidden;
  isolation: isolate;
}
.page-hero .hero-bg {
  background:
    radial-gradient(900px 560px at 72% 22%, rgba(30, 82, 96, 0.42), transparent 64%),
    radial-gradient(700px 480px at 12% 60%, rgba(22, 66, 58, 0.4), transparent 68%),
    linear-gradient(180deg, #0a0c10, #06070a);
}
.page-hero .hero-fade { height: 200px; }

/* ============================================================
   HERO v2 — deeper, more confident first screen
   ============================================================ */

.hero-v2 { padding-top: calc(var(--header-h) + 56px); padding-bottom: 120px; }

/* --- animated aurora behind everything --- */
.aurora { position: absolute; inset: 0; z-index: -2; overflow: hidden; pointer-events: none; }
.aurora .blob {
  position: absolute;
  border-radius: 50%;
  filter: blur(90px);
  opacity: 0.55;
  will-change: transform;
}
.aurora .b1 {
  width: 900px; height: 700px; left: -8%; top: -18%;
  background: radial-gradient(circle, rgba(38, 140, 112, 0.85), transparent 66%);
  animation: drift1 26s ease-in-out infinite;
}
.aurora .b2 {
  width: 820px; height: 640px; right: -10%; top: 4%;
  background: radial-gradient(circle, rgba(38, 108, 168, 0.8), transparent 66%);
  animation: drift2 32s ease-in-out infinite;
}
.aurora .b3 {
  width: 1000px; height: 600px; left: 24%; bottom: -26%;
  background: radial-gradient(circle, rgba(26, 96, 92, 0.7), transparent 68%);
  animation: drift3 38s ease-in-out infinite;
}
@keyframes drift1 { 0%,100% { transform: translate3d(0,0,0) scale(1); } 50% { transform: translate3d(90px,60px,0) scale(1.12); } }
@keyframes drift2 { 0%,100% { transform: translate3d(0,0,0) scale(1.06); } 50% { transform: translate3d(-80px,70px,0) scale(1); } }
@keyframes drift3 { 0%,100% { transform: translate3d(0,0,0) scale(1); } 50% { transform: translate3d(-60px,-50px,0) scale(1.15); } }
@media (prefers-reduced-motion: reduce) { .aurora .blob { animation: none; } }

/* --- cursor spotlight --- */
.hero-spot {
  position: absolute; inset: 0; z-index: -1; pointer-events: none;
  background: radial-gradient(520px 520px at var(--sx, 50%) var(--sy, 30%),
              rgba(140, 235, 220, 0.09), transparent 62%);
  transition: opacity .5s var(--ease);
  opacity: 0;
}
.hero-v2:hover .hero-spot { opacity: 1; }

/* --- fine grain overlay for texture --- */
.hero-noise {
  position: absolute; inset: 0; z-index: -1; pointer-events: none;
  opacity: 0.5;
  mix-blend-mode: overlay;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='140' height='140'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.85' numOctaves='3'/%3E%3C/filter%3E%3Crect width='140' height='140' filter='url(%23n)' opacity='0.28'/%3E%3C/svg%3E");
}

/* --- headline: line-mask reveal --- */
.hero-headline { display: grid; gap: 0; }
.hl-line { display: block; overflow: hidden; padding-bottom: 0.06em; }
.hl-line > span {
  display: block;
  transform: translateY(105%);
  opacity: 0;
  transition: transform 1.05s var(--ease), opacity .7s var(--ease);
}
.hl-line:nth-child(2) > span { transition-delay: .13s; }
.hero-headline.in .hl-line > span { transform: none; opacity: 1; }
.hero-headline .grad { filter: drop-shadow(0 0 34px rgba(74, 165, 232, 0.35)); }
@media (prefers-reduced-motion: reduce) {
  .hl-line > span { transform: none; opacity: 1; transition: none; }
}

/* --- rotating ticker inside the status pill --- */
.ticker { position: relative; display: block; height: 1.45em; overflow: hidden; }
.ticker b {
  position: absolute; inset: 0;
  font-weight: 400;
  white-space: nowrap;
  opacity: 0;
  transform: translateY(100%);
  transition: opacity .5s var(--ease), transform .6s var(--ease);
}
.ticker b.on { opacity: 1; transform: none; }
.ticker b.off { opacity: 0; transform: translateY(-100%); }
@media (max-width: 620px) { .ticker { min-width: 0; } .status-pill { font-size: .82rem; } }

/* --- trust strip --- */
.trust-strip {
  display: flex; flex-wrap: wrap; align-items: center; justify-content: center;
  gap: 18px;
  margin-top: 6px;
  padding: 16px 26px;
  border: 1px solid var(--line);
  border-radius: 999px;
  background: rgba(12, 16, 18, 0.5);
  backdrop-filter: blur(10px);
  font-size: 0.92rem;
  color: var(--muted-fg);
}
.trust-strip b { color: #fff; font-weight: 700; font-family: var(--mono); letter-spacing: -0.01em; }
.trust-strip i { width: 1px; height: 16px; background: var(--line-strong); }
@media (max-width: 760px) {
  .trust-strip { border-radius: 18px; gap: 10px 16px; padding: 14px 18px; font-size: .84rem; }
  .trust-strip i { display: none; }
}

/* --- calculator card gets a slow conic border sweep --- */
.hero-v2 .panel-glow { box-shadow: 0 50px 100px -60px rgba(0,0,0,1), 0 0 90px -50px rgba(74,165,232,.7); }
.hero-v2 .panel-glow::after {
  content: '';
  position: absolute; inset: -1px;
  border-radius: inherit;
  padding: 1px;
  background: conic-gradient(from var(--sweep, 0deg),
    transparent 0deg, rgba(110, 225, 190, .75) 40deg, transparent 110deg,
    transparent 250deg, rgba(74, 165, 232, .6) 300deg, transparent 350deg);
  -webkit-mask: linear-gradient(#000 0 0) content-box, linear-gradient(#000 0 0);
  -webkit-mask-composite: xor;
  mask-composite: exclude;
  pointer-events: none;
  animation: sweep 9s linear infinite;
}
@property --sweep { syntax: '<angle>'; initial-value: 0deg; inherits: false; }
@keyframes sweep { to { --sweep: 360deg; } }
@media (prefers-reduced-motion: reduce) { .hero-v2 .panel-glow::after { animation: none; } }

/* --- stat cards read like instruments --- */
.hero-v2 .stat-card { position: relative; overflow: hidden; }
.hero-v2 .stat-card::after {
  content: '';
  position: absolute; left: 18px; right: 18px; bottom: 14px;
  height: 2px; border-radius: 2px;
  background: linear-gradient(90deg, var(--accent), var(--accent-2));
  transform: scaleX(0); transform-origin: left;
  transition: transform .8s var(--ease);
  opacity: .7;
}
.hero-v2 .stat-card.in::after, .hero-v2 .stat-card:hover::after { transform: scaleX(1); }
.hero-v2 .stat-value { font-size: 2rem; }

/* --- scroll cue --- */
.scroll-cue {
  display: flex; flex-direction: column; align-items: center; gap: 12px;
  margin: 72px auto 0;
  width: max-content;
  font-size: 0.7rem;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.4);
  transition: color .3s;
}
.scroll-cue:hover { color: var(--accent); }
.scroll-cue-rail {
  position: relative;
  width: 1px; height: 54px;
  background: linear-gradient(to bottom, rgba(255,255,255,.22), transparent);
  overflow: hidden;
}
.scroll-cue-rail i {
  position: absolute; left: 0; top: 0;
  width: 1px; height: 18px;
  background: var(--accent);
  animation: cueDrop 2.2s var(--ease) infinite;
}
@keyframes cueDrop { 0% { transform: translateY(-20px); opacity: 0; } 40% { opacity: 1; } 100% { transform: translateY(54px); opacity: 0; } }
@media (prefers-reduced-motion: reduce) { .scroll-cue-rail i { animation: none; } }

/* ============================================================
   Mobile corrections (kept last so they win the cascade)
   ============================================================ */
@media (max-width: 1180px) {
  .site-header .header-cta.btn { display: none; }
}

@media (max-width: 900px) {
  :root { --header-h: 76px; }
  .brand-mark { width: 36px; height: 36px; font-size: .95rem; }
  .brand-name { font-size: 1rem; }
  .brand-sub { font-size: .58rem; letter-spacing: .22em; white-space: nowrap; }
  .hero-v2 { padding-top: calc(var(--header-h) + 34px); padding-bottom: 76px; }
  .display { font-size: clamp(2.3rem, 10vw, 3.4rem); }
  .hero-center { gap: 20px; }
  .hero-center .lede { font-size: 1rem; }
  .scroll-cue { margin-top: 48px; }
}

/* On narrow screens let the status line wrap instead of clipping */
@media (max-width: 720px) {
  .ticker { width: auto !important; height: auto; }
  .ticker b { position: relative; inset: auto; white-space: normal; display: none; transform: none; }
  .ticker b.on { display: block; opacity: 1; }
  .ticker b.off { display: none; }
  .status-pill { border-radius: 16px; align-items: flex-start; padding: 12px 16px; text-align: left; }
  .status-pill .dot { margin-top: 8px; flex: none; }
}

@media (max-width: 640px) {
}

/* ============================================================
   Scrollbar
   Slim, brand-gradient thumb on a near-black track. The thumb's
   3px border is the same colour as the track and clipped to the
   padding box, which is what makes it read as slim while keeping
   a comfortable grab target.
   ============================================================ */
:root { --scroll-track: #0c0d10; }

html { scrollbar-gutter: stable; }

/* Firefox — only accepts two flat colours */
html { scrollbar-width: thin; scrollbar-color: #3f9cc0 var(--scroll-track); }

/* WebKit / Chromium / Edge */
::-webkit-scrollbar { width: 12px; height: 12px; }

::-webkit-scrollbar-track {
  background: var(--scroll-track);
  border-left: 1px solid var(--line);
}

::-webkit-scrollbar-thumb {
  min-height: 48px;
  border-radius: 999px;
  border: 3px solid var(--scroll-track);
  background: linear-gradient(180deg, #55c98d 0%, #4bb0d8 55%, #4aa5e8 100%);
  background-clip: padding-box;
  transition: border-width .18s var(--ease);
}
::-webkit-scrollbar-thumb:hover {
  border-width: 2px;
  box-shadow: 0 0 12px -2px rgba(74, 165, 232, 0.75);
}
::-webkit-scrollbar-thumb:active { border-width: 2px; }

::-webkit-scrollbar-corner { background: var(--scroll-track); }

/* Nested scrollers (custom select menus) get a lighter-weight version */
.select-menu::-webkit-scrollbar { width: 8px; }
.select-menu::-webkit-scrollbar-track { background: transparent; border-left: 0; }
.select-menu::-webkit-scrollbar-thumb { border-width: 2px; border-color: transparent; }

/* ============================================================
   Figure offers panel
   ============================================================ */
.figure-panel { border-color: rgba(90, 200, 190, 0.28); }

.fg-check {
  display: flex; align-items: flex-start; gap: 12px;
  font-size: 0.9rem; color: var(--muted-fg); line-height: 1.5;
  cursor: pointer; padding: 4px 0;
}
.fg-check input {
  flex: none; width: 18px; height: 18px; margin-top: 2px;
  accent-color: var(--accent); cursor: pointer;
}
.fg-check:hover span { color: rgba(255,255,255,.82); }

select.input {
  appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='%239b9ba4' stroke-width='2'%3E%3Cpath d='m6 9 6 6 6-6'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 14px center;
  padding-right: 40px;
}
select.input option { background: #141417; color: var(--fg); }

.fg-offers { display: grid; gap: 14px; margin-top: 26px; }
.fg-offer {
  border: 1px solid var(--line); border-radius: 14px; padding: 20px 22px;
  background: linear-gradient(160deg, rgba(255,255,255,.045), rgba(255,255,255,.012));
}
.fg-offer-top {
  display: flex; align-items: baseline; justify-content: space-between;
  gap: 16px; flex-wrap: wrap;
}
.fg-rate { font-size: 1.75rem; font-weight: 800; letter-spacing: -.03em; }
.fg-rate small { font-size: .82rem; font-weight: 600; color: var(--muted-fg); margin-left: 6px; }
.fg-amount { font-family: var(--mono); font-size: .84rem; letter-spacing: .1em; color: var(--accent); }
.fg-grid {
  display: grid; grid-template-columns: repeat(auto-fit, minmax(120px, 1fr));
  gap: 14px; margin-top: 16px; padding-top: 16px; border-top: 1px solid var(--line);
}
.fg-grid div span { display: block; font-family: var(--mono); font-size: .66rem;
  letter-spacing: .14em; text-transform: uppercase; color: var(--muted-fg); }
.fg-grid div b { display: block; font-size: 1.02rem; margin-top: 5px; }
.fg-note { color: var(--muted-fg); font-size: .82rem; margin-top: 18px; line-height: 1.6; }
.fg-busy { color: var(--muted-fg); font-size: .92rem; margin-top: 22px; }

/* ============================================================
   Outstanding balance field
   Revealed only when the visitor reports 1+ existing MCA positions.
   Spans the full row so it reads as a follow-up question rather
   than a third column.
   ============================================================ */
.balance-field { grid-column: 1 / -1; }
.balance-field[hidden] { display: none; }

.balance-field {
  animation: balanceIn .32s var(--ease) both;
  border-left: 2px solid rgba(52, 211, 153, .45);
  padding-left: 14px;
}
@keyframes balanceIn {
  from { opacity: 0; transform: translateY(-6px); }
  to   { opacity: 1; transform: none; }
}
@media (prefers-reduced-motion: reduce) {
  .balance-field { animation: none; }
}

.field-hint {
  margin: 8px 0 0;
  font-size: .8rem;
  line-height: 1.5;
  color: var(--muted-fg);
}

/* Optional-field marker */
.field-label .opt {
  font-weight: 400;
  text-transform: none;
  letter-spacing: 0;
  color: var(--muted-fg);
  font-size: .92em;
}

/* Result screen: projection disclaimer */
.calc-disclaimer {
  margin: 20px 0 0;
  padding: 14px 16px;
  border: 1px solid var(--line);
  border-left: 2px solid rgba(255, 255, 255, .3);
  border-radius: 10px;
  background: rgba(255, 255, 255, .025);
  color: var(--muted-fg);
  font-size: .84rem;
  line-height: 1.6;
}
.calc-disclaimer b { color: #fff; font-weight: 650; }

/* ============================================================
   Result screen: the three ways out

   A merchant who has just seen a number wants one of three things —
   to apply, to ask a person about it, or to look at the bigger line.
   Each is a whole row rather than a link in a paragraph, because on a
   phone the decision has to be one thumb-sized target each.
   ============================================================ */
.decision { margin-top: 28px; }
.decision .mono-label { display: block; margin-bottom: 14px; }

.decision-opt {
  display: flex; align-items: center; gap: 16px;
  width: 100%;
  margin-top: 10px;
  padding: 16px 18px;
  text-align: left;
  font: inherit;
  color: var(--fg);
  border: 1px solid var(--line);
  border-radius: 12px;
  background: rgba(255, 255, 255, 0.018);
  cursor: pointer;
  transition: border-color .3s var(--ease), transform .3s var(--ease),
              background .3s var(--ease);
}
.decision-opt:hover {
  border-color: rgba(74, 165, 232, .55);
  background: rgba(74, 165, 232, .06);
  transform: translateY(-2px);
}
.decision-opt:focus-visible { outline: 2px solid var(--accent); outline-offset: 3px; }

.decision-opt.is-primary {
  border-color: rgba(74, 165, 232, .42);
  background: linear-gradient(140deg, rgba(52, 211, 153, .10), rgba(74, 165, 232, .07));
}
.decision-opt.is-primary:hover { border-color: rgba(90, 200, 190, .75); }

.decision-n {
  flex: none;
  width: 30px; height: 30px;
  display: grid; place-items: center;
  border-radius: 50%;
  border: 1px solid var(--line);
  font-size: .82rem; font-weight: 650;
  color: var(--accent);
  font-variant-numeric: tabular-nums;
}
.decision-opt.is-primary .decision-n { border-color: rgba(90, 200, 190, .5); }

.decision-txt { flex: 1 1 auto; min-width: 0; }
.decision-txt b { display: block; font-size: 1rem; font-weight: 650; }
.decision-txt span {
  display: block; margin-top: 3px;
  color: var(--muted-fg); font-size: .88rem; line-height: 1.5;
}

.decision-opt .icon { flex: none; color: var(--accent); transition: transform .3s var(--ease); }
.decision-opt:hover .icon { transform: translateX(4px); }

@media (max-width: 520px) {
  .decision-opt { gap: 12px; padding: 14px; }
  .decision-txt b { font-size: .95rem; }
}

/* ============================================================
   SBA page — important-notice panel
   ============================================================ */
.notice-panel {
  border-color: rgba(248, 181, 122, 0.34);
  background:
    linear-gradient(150deg, rgba(248, 181, 122, 0.07), rgba(255, 255, 255, 0.012));
}
.notice-panel .h2 { font-size: clamp(1.6rem, 3vw, 2.4rem); }
.notice-panel .bullets .tick {
  border-color: rgba(248, 181, 122, 0.42);
  color: #f8b57a;
}

/* Result screen action stack — CTA first, advisor as the quiet second option */
.result-actions { display: grid; gap: 10px; margin-top: 22px; }
.result-actions .btn-ghost { font-weight: 550; }

/* ============================================================
   Apply page
   ============================================================ */
.apply-bar {
  display: flex; align-items: center; justify-content: space-between;
  gap: 20px; flex-wrap: wrap;
  padding: 18px 22px; margin-bottom: 22px;
  border: 1px solid rgba(90, 200, 190, .3);
  border-radius: 14px;
  background: linear-gradient(140deg, rgba(52,211,153,.09), rgba(74,165,232,.06));
}

.apply-frame-wrap {
  position: relative;
  min-height: 640px;
  border: 1px solid var(--line);
  border-radius: 16px;
  overflow: hidden;
  background: var(--card-bg);
}
.apply-frame-wrap iframe {
  width: 100%; height: 1100px; border: 0; display: block;
  opacity: 0; transition: opacity .4s var(--ease);
}
.apply-frame-wrap.ready iframe { opacity: 1; }

/* Placeholder while loading, and the message if framing is refused */
.apply-frame-wrap::after {
  content: 'Loading your application…';
  position: absolute; inset: 0;
  display: grid; place-items: center;
  color: var(--muted-fg); font-size: .95rem;
  background: var(--card-bg);
  pointer-events: none;
  transition: opacity .4s var(--ease);
}
.apply-frame-wrap.ready::after { opacity: 0; }
.apply-frame-wrap.blocked::after {
  content: 'Your application opens in its own secure window — use the "Open application" button above.';
  padding: 40px; text-align: center; max-width: 46ch; margin: 0 auto;
  pointer-events: auto;
}
.apply-frame-wrap.blocked { min-height: 260px; }
.apply-frame-wrap.blocked iframe { display: none; }

@media (max-width: 680px) {
  .apply-frame-wrap iframe { height: 780px; }
  .apply-bar { flex-direction: column; align-items: stretch; }
}

/* ============================================================
   BRANDED APPLICATION — apply.html
   ============================================================ */

/* The `hidden` attribute loses to any class that sets display — and
   .field is display:grid — so hidden blocks such as the signature pad
   rendered anyway. This wins the specificity fight for all of them. */
[hidden] { display: none !important; }

/* Native selects, dressed to match .input */
select.input {
  appearance: none;
  -webkit-appearance: none;
  padding-right: 46px;
  cursor: pointer;
  background-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='rgba(255,255,255,0.5)' stroke-width='2'><path d='m6 9 6 6 6-6'/></svg>");
  background-repeat: no-repeat;
  background-position: right 16px center;
}
select.input option { background: #131316; color: var(--fg); }

/* Bank statement dropzone */
.dropzone {
  display: grid;
  justify-items: center;
  gap: 6px;
  padding: 34px 20px;
  border: 1px dashed rgba(255, 255, 255, 0.18);
  border-radius: var(--radius);
  background: rgba(255, 255, 255, 0.02);
  color: var(--muted-fg);
  text-align: center;
  cursor: pointer;
  transition: border-color .3s, background .3s, transform .3s var(--ease);
}
.dropzone:hover, .dropzone:focus-visible { border-color: rgba(120, 220, 200, 0.5); background: rgba(52, 211, 153, 0.05); }
.dropzone.drag { border-color: var(--accent); background: rgba(52, 211, 153, 0.09); transform: scale(1.01); }
.dropzone svg { color: var(--accent); }
.dropzone b { color: var(--fg); font-weight: 600; }
.dropzone span { font-size: 0.85rem; }

.file-list { list-style: none; margin: 12px 0 0; padding: 0; display: grid; gap: 8px; }
.file-list:empty { margin: 0; }
.file-list li {
  display: flex; align-items: center; gap: 12px;
  padding: 11px 14px;
  border: 1px solid var(--line);
  border-radius: 10px;
  background: rgba(255, 255, 255, 0.03);
  font-size: 0.88rem;
}
.file-list li .nm { flex: 1; min-width: 0; overflow: hidden; text-overflow: ellipsis; white-space: nowrap; }
.file-list li .sz { color: var(--muted-fg); font-family: var(--mono); font-size: 0.74rem; flex: none; }
.file-list li button {
  flex: none; width: 22px; height: 22px; border-radius: 50%;
  border: 1px solid var(--line); background: transparent;
  color: var(--muted-fg); cursor: pointer; line-height: 1;
  transition: color .25s, border-color .25s;
}
.file-list li button:hover { color: #ff8b8b; border-color: rgba(255, 139, 139, 0.5); }
.file-list li.bad { border-color: rgba(255, 139, 139, 0.4); }
.file-list li.bad .sz { color: #ff8b8b; }

/* Verbatim authorization text */
.consent-box {
  padding: 20px 22px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: rgba(255, 255, 255, 0.025);
  max-height: 190px;
  overflow-y: auto;
}
.consent-box p { margin: 0; color: var(--muted-fg); font-size: 0.86rem; line-height: 1.65; }

/* Signature pad */
.sig-wrap { position: relative; border: 1px solid var(--line); border-radius: var(--radius); background: rgba(255,255,255,0.03); overflow: hidden; }
.sig-wrap canvas { display: block; width: 100%; height: 150px; touch-action: none; cursor: crosshair; }
.sig-hint {
  position: absolute; inset: auto 0 18px; text-align: center;
  color: rgba(255,255,255,0.25); font-size: 0.85rem; pointer-events: none;
  transition: opacity .25s;
}
.sig-wrap.signed .sig-hint { opacity: 0; }
.sig-clear {
  position: absolute; top: 10px; right: 12px;
  border: 1px solid var(--line); background: rgba(10,10,11,.7); color: var(--muted-fg);
  border-radius: 8px; padding: 5px 11px; font-size: 0.76rem; cursor: pointer;
  transition: color .25s, border-color .25s;
}
.sig-clear:hover { color: var(--fg); border-color: rgba(255,255,255,.28); }

/* Handoff explainer above the submit button */
.handoff-note {
  padding: 20px 22px;
  border: 1px solid rgba(120, 220, 200, 0.22);
  border-radius: var(--radius);
  background: linear-gradient(140deg, rgba(52, 211, 153, 0.07), rgba(74, 165, 232, 0.04));
}
.handoff-note p { margin: 10px 0 0; color: var(--muted-fg); font-size: 0.88rem; line-height: 1.65; }

/* Field-level validation */
.input.invalid, select.input.invalid { border-color: rgba(255, 139, 139, 0.65); background: rgba(255, 139, 139, 0.05); }

@media (max-width: 680px) {
  .steps-bar { gap: 7px; }
  .consent-box { max-height: 150px; }
}

/* ------------------------------------------------------------------
   Pre-fill notice on the application. Shown only when answers were
   carried over from a calculator or the contact form.
   ------------------------------------------------------------------ */
.prefill-note {
  margin: 18px 0 0;
  padding: 12px 15px;
  border-left: 3px solid var(--accent);
  background: rgba(52, 211, 153, .07);
  border-radius: 0 var(--radius) var(--radius) 0;
  font-size: .92rem;
  color: var(--fg);
}
.prefill-note[hidden] { display: none !important; }

/* ============================================================
   Cookie bar.  Built by initConsent() in app.js so it exists on
   every page without editing nine files.

   Bottom-left on desktop, so it never sits on top of the chat
   launcher in the bottom-right corner. Full width on a phone,
   where there is no room to dodge.
   ============================================================ */
.cookie-bar {
  position: fixed;
  left: 22px; bottom: 22px;
  z-index: 90;
  width: min(430px, calc(100vw - 44px));
  padding: 18px 20px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: rgba(12, 12, 15, 0.97);
  backdrop-filter: blur(14px);
  box-shadow: 0 30px 70px -24px rgba(0, 0, 0, 0.85);
  opacity: 0;
  transform: translateY(18px);
  pointer-events: none;
  /* visibility, not just opacity: an invisible dialog that is still in the
     accessibility tree gets read out to a screen reader before the page. */
  visibility: hidden;
  transition: opacity .4s var(--ease), transform .4s var(--ease), visibility .4s;
}
.cookie-bar.open { opacity: 1; transform: none; pointer-events: auto; visibility: visible; }

.cookie-copy b { display: block; font-size: 1rem; font-weight: 650; }
.cookie-copy p {
  margin: 7px 0 0;
  color: var(--muted-fg);
  font-size: .86rem;
  line-height: 1.6;
}
.cookie-copy a { color: var(--accent); }

.cookie-opts { display: grid; gap: 10px; margin-top: 14px; }
.cookie-opts[hidden] { display: none !important; }
.cookie-opt {
  display: flex; align-items: flex-start; gap: 10px;
  font-size: .85rem;
  cursor: pointer;
}
.cookie-opt input { margin-top: 3px; accent-color: #4aa5e8; flex: none; }
.cookie-opt input:disabled { opacity: .65; }
.cookie-opt span b { display: block; font-size: .88rem; font-weight: 650; }
.cookie-opt span {
  color: var(--muted-fg);
  line-height: 1.5;
}

.cookie-btns { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 16px; }
.cookie-btns .btn { flex: 1 1 auto; justify-content: center; }
.cookie-btns .btn[hidden] { display: none !important; }

@media (max-width: 640px) {
  .cookie-bar { left: 10px; right: 10px; bottom: 10px; width: auto; padding: 16px; }
  .cookie-btns .btn { flex: 1 1 100%; }
}

@media (prefers-reduced-motion: reduce) {
  .cookie-bar { transition: none; }
}

/* ==================================================================
   Live chat widget.  Built by initChat() in app.js so it exists on
   every page without touching nine HTML files.
   ================================================================== */
.chat-launch{
  position:fixed; right:22px; bottom:22px; z-index:900;
  display:inline-flex; align-items:center; gap:9px;
  padding:13px 20px; border:none; border-radius:999px; cursor:pointer;
  font:inherit; font-weight:600; font-size:.94rem; color:#04120e;
  background:var(--accent-grad);
  box-shadow:0 10px 30px rgba(0,0,0,.45);
  transition:transform .25s var(--ease), opacity .25s var(--ease);
}
.chat-launch:hover{ transform:translateY(-2px) }
.chat-launch[hidden]{ display:none !important }

.chat-panel{
  position:fixed; right:22px; bottom:22px; z-index:901;
  width:min(390px, calc(100vw - 32px));
  height:min(600px, calc(100vh - 44px));
  display:flex; flex-direction:column; overflow:hidden;
  background:var(--card-bg); border:1px solid var(--line);
  border-radius:var(--radius); box-shadow:0 24px 60px rgba(0,0,0,.6);
  opacity:0; transform:translateY(14px) scale(.98); pointer-events:none;
  transition:opacity .28s var(--ease), transform .28s var(--ease);
}
.chat-panel.open{ opacity:1; transform:none; pointer-events:auto }

.chat-head{
  display:flex; align-items:center; justify-content:space-between; gap:10px;
  padding:15px 16px; border-bottom:1px solid var(--line);
  background:rgba(255,255,255,.02);
}
.chat-head b{ display:block; font-size:.96rem }
.chat-head span{ display:block; font-size:.78rem; color:var(--muted-fg) }
.chat-head .dot{
  display:inline-block; width:7px; height:7px; border-radius:50%;
  background:var(--accent); margin-right:6px; vertical-align:middle;
}
.chat-close{
  background:none; border:none; color:var(--muted-fg);
  font-size:1.5rem; line-height:1; cursor:pointer; padding:0 4px;
}
.chat-close:hover{ color:var(--fg) }

.chat-log{ flex:1; overflow-y:auto; padding:16px; display:flex; flex-direction:column; gap:11px }
.chat-msg{ max-width:85%; padding:10px 13px; border-radius:14px; font-size:.92rem; line-height:1.5; white-space:pre-wrap; word-wrap:break-word }
.chat-msg.them{ align-self:flex-start; background:hsl(var(--muted)); border:1px solid var(--line) }
.chat-msg.me{ align-self:flex-end; background:var(--accent-grad); color:#04120e; font-weight:500 }
.chat-msg.note{ align-self:center; background:none; border:none; color:var(--muted-fg); font-size:.82rem; text-align:center; max-width:100% }
.chat-msg.operator{ align-self:flex-start; background:rgba(74,165,232,.12); border:1px solid rgba(74,165,232,.4) }
.chat-typing{ align-self:flex-start; color:var(--muted-fg); font-size:.85rem }

.chat-foot{ border-top:1px solid var(--line); padding:12px }
.chat-row{ display:flex; gap:8px; align-items:flex-end }
.chat-input{
  flex:1; resize:none; font:inherit; font-size:.92rem; line-height:1.45;
  max-height:110px; padding:10px 12px; border-radius:12px;
  background:#08080a; color:var(--fg); border:1px solid var(--line);
}
.chat-input:focus{ outline:none; border-color:var(--accent) }
.chat-send{
  border:none; border-radius:12px; padding:10px 15px; cursor:pointer;
  font:inherit; font-weight:600; color:#04120e;
  background:var(--accent-grad);
}
.chat-send:disabled{ opacity:.5; cursor:not-allowed }
.chat-actions{ display:flex; gap:8px; margin-top:9px; flex-wrap:wrap }
.chat-chip{
  font:inherit; font-size:.8rem; padding:6px 12px; border-radius:999px; cursor:pointer;
  background:transparent; border:1px solid var(--line); color:var(--muted-fg);
}
.chat-chip:hover{ border-color:var(--accent); color:var(--fg) }
.chat-legal{ margin:9px 2px 0; font-size:.72rem; color:var(--muted-fg); line-height:1.45 }

.chat-capture{ display:grid; gap:8px; margin-top:10px }
.chat-capture input{
  font:inherit; font-size:.88rem; padding:9px 11px; border-radius:10px;
  background:#08080a; color:var(--fg); border:1px solid var(--line);
}
.chat-capture[hidden]{ display:none !important }

@media (max-width:520px){
  .chat-panel{ right:8px; left:8px; bottom:8px; width:auto; height:min(560px, calc(100vh - 16px)) }
  .chat-launch{ right:14px; bottom:14px }
}
@media (prefers-reduced-motion: reduce){
  .chat-panel, .chat-launch{ transition:none }
}